Wind Mitigation Inspections Protect Your Home & Lower Insurance

Wind Mitigation Inspections: Protect Your Home & Lower Insurance

Wind mitigation is the implementation of certain building techniques in order to limit damage caused by intense wind.

🏡 Tips for Homebuyers

1. Look For a Home That Has a Hip Shaped Roof

To be considered a Hip roof it must have no other roof shapes greater than 10% of the total roof system perimeter. In the photo, the top right geometry is Gable, but is less than 10% of the total.

2. Ensure All Openings Have Wind Pressure and Missile Protection

Your homes openings are the windows, doors, garage door, and skylights. All of these openings must have an impact rating to withstand a 9lb missile (flying debris) or an equivalent shutter system. 

3. Research the Neighborhood

Check crime stats, school ratings, future zoning changes, and flood zones. For Florida buyers, proximity to evacuation routes and hurricane zones is also essential.

4. Understand Insurance Requirements

Florida homes may need specific inspections to qualify for affordable homeowner’s insurance. Don’t wait until the last minute to find out.

5. Think About Long-Term Value

Choose a home that fits your future, not just today — consider family plans, remote work needs, and the home’s potential resale value.

đź§° Tips for Homeowners

1. Schedule Annual Maintenance

Regularly inspect your roof, HVAC, electrical systems, and plumbing. In Florida, humidity and storms can wear down materials faster.

2. Review Your Insurance Annually

Update your provider if you’ve made improvements — such as a new roof or hurricane shutters — which may qualify you for lower premiums.

3. Invest in Energy Efficiency

Switch to energy-efficient appliances, LED lighting, and better insulation. These upgrades reduce utility bills and increase home value.

4. Keep Home Records Organized

Document all inspections, repairs, and upgrades. It’s useful for insurance, resale, and tracking your home’s health over time.

5. Think About Long-Term Value

Choose a home that fits your future, not just today — consider family plans, remote work needs, and the home’s potential resale value.

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